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If you are struggling to save, try starting small. The America Saves coalition offers the following examples of how making some small changes can save you an impressive $150 per month.
Tip Monthly Saving
Save $.50 in loose change $18
Cut soda consumption by one liter a week $ 6
Bring lunch to work $60
Send one free Ecard per month instead of buying a card $ 4
Buy grocery store brands $10
Use fewer phone features $10
Eliminate premium cable channels $20
Borrow, rather than buy, one book per month $15
Hand wash, rather than dry clean, one shirt per month $ 3
Comparison shop for gas (saving an estimated $.25/gallon) $4
In addition to making small changes, resolve to boost your savings by including all of your "windfall" money. This “free money” includes increased income from tax refunds, a pay increase, birthday gifts, insurance settlements, and inheritances.
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