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SaveorSpend.com - A Taxing Decision  
       
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Internet Privacy and Usage Statement

Money Management International (MMI) is a nonprofit organization providing money management education, confidential budget, credit, and debt counseling, and debt repayment plans for both individuals and families.

MMI understands the importance of your privacy on the Internet. That is why we believe it is important to let you know how we use the information collected through this Web site. The following is our policy regarding Internet privacy and usage.

MMI is continually researching and implementing the best reasonable security options available for protecting our data internally and over the Internet. In accordance with our standard security policy, information is not transferred to any third parties. Therefore, the security of your personal information is solely protected by MMI. Further, only authorized staff members have access to specific areas of consumer information.

State Guidelines

For MD Residents Only: The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Money Management International, Inc. (license #14-13) at 500 N. Calvert St., Suite 402, Baltimore, MD 21202. Phone: 1-888-784-0136.

Collection and Use of Personal Information

You can visit www.saveorspend.com without revealing any personal information about yourself or telling us who you are. We do not collect personal information, such as your name, address, phone number, or email address, while you browse. We do, however, gather information in aggregate on how this site is used, such as the number of visitors to the site, length of each visit, and which pages are most commonly used to enter and exit the site. Some areas of this Web site utilize browser cookies. These cookies are used for enhancing the usability of the Web site. You have the option of disabling cookies in your browser’s preferences/options area (refer to your browser’s help system for further explanation).

There are now, and will be, sections on the www.saveorspend.com Web site that are provided for the benefit of the consuming public. For MMI to fulfill your request, you may need to provide us with your email address, regular mail address, or telephone number. Our use of that information will be limited to the purpose of providing the requested information.

MMI does not sell, rent, loan, trade, or lease any personal information collected at saveorspend.com. All personal information is used solely by MMI as directed by the consumer.

As part of an effort to improve advertising quality, this site may allow Google to detect a short segment of text (known as a cookie) that Google previously placed on your computer. No personal information (e.g. your name or contact information) is included in the cookie that Google detects. For more information about Google and privacy, please read Google's Privacy Policy.

Downloads

Money Management International cannot and does not guarantee or warrant that files available for downloading through the site will be free of infection, viruses, worms, or other code that manifest contaminating or destructive qualities. You assume total responsibility and risk for your use of the site and the Internet.

Data Quality

All information submitted to MMI is transmitted via industry standard methods of data collection and transmittal. Our data storage devices are designed to accurately and safely store your data, thereby substantially minimizing the possibility of data corruption. If for any reason, you need to contact MMI for the purpose of correcting inaccurate data transmittal, contact us at esupport@moneymanagement.org.

Agreement

By using this Web site, you agree to our Internet Privacy and Usage Policy and to the use of the information we receive and collect as stated herein and in ways we may notify you of in the future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. We reserve the right at our discretion to modify this Internet Privacy and Usage Policy at any time. Your continued use of this site following the posting of changes to these terms means you accept these changes.

 
 
 
  Put the 'Fun' in Refund
   
Hi!  I’m Tax Time Trisha

Did you know that Libras expect the largest refunds?

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Share your refund story and WIN!
If you have a tax refund strategy, story, or solution, we’d love to hear it.  
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